Chanticleer Book Reviews

Tag: Money Management

STOP WORRYING ABOUT MONEY by Jacqui Clarke – Financial Planning, Personal Finances, Money Management

Stop Worrying About Money by Jacqui Clarke serves as a lucid and candidly insightful guide to understanding the cornerstones of financial literacy, whether for a working professional, business owner, or anyone seeking to better manage their savings and investments.

This practical and insightful approach to financial awareness endeavors to decode the mystifying fundamentals of financial freedom, wealth management, and money psychology. Rather than merely presenting facts on numbers and investments, it adopts a holistic perspective, covering principles of earning, understanding, and wisely managing money.

Written by an experienced professional and fiscal guardian to many, Clarke’s Stop Worrying About Money paves a clear and accessible roadmap for navigating the often-chaotic terrain of financial planning.

The book begins by exploring how upbringing and personal experiences shape a person’s financial habits.

Clarke underscores that financial literacy extends beyond earnings. From highlighting the benefits of early planning and discipline to acknowledging the commonality of financial mistakes—spending to impress, neglecting financial planning, and remaining unaware of personal expenses—Clarke’s real-life anecdotes add credibility to the book’s insights.

Stop Worrying About Money introduces the concept of building a personal financial support system, or “finance village,” where trusted voices collaborate.

Warning against the perils of blind trust, the text advocates for thorough verification, transparency, and the application of logic and research when assembling a financial network. The infamous Melissa Caddick Australian financial fraud case described in the book strengthens the argument for planning finances with a trusted advisor.

Clarke’s perspective on financial freedom as a journey rather than a destination encapsulates the book’s core message.

She equates financial freedom not merely with a bank balance but with a mindset rooted in conscious financial decisions, cautioning against lifestyle inflation where increased income leads to increased expenses. Clarke further emphasizes the importance of estate planning with a robust financial strategy to ensure the optimal utilization of future wealth.

This timely guide gives due attention to the impact of financial issues on personal relationships.

Exploring concepts such as financial infidelity and financial abuse, the text offers advice on fostering transparency and setting shared financial goals. It also highlights the value of side hustles as a means of securing long-term financial stability, illustrating how a well-planned sabbatical can serve as a reset for both mental health and career growth.

The book culminates in a prudent approach to financial literacy, including advice for parents to instill financial wisdom in their children.

By blending theoretical financial advice with pragmatic applications, the writing embraces simplicity and relatability, incorporating real-life examples, case studies, and interactive exercises. This approach transforms an otherwise dry subject into an engaging and accessible discourse, making financial literacy digestible.

Stop Worrying About Money by Jacqui Clarke is an informative resource free from convoluted financial jargon. Whether for beginners or seasoned professionals, it provides a foundation for understanding and taking control of personal finances. Ultimately, the work is more than a financial guide—it is a journey in self-awareness that reaffirms money as a means of living, rather than the ultimate objective of life.

March 10, 2025
RECONFIGUREMENT™ by E. Alan Fleischauer – Money Management, Retirement Planning, Career Planning

A guide to achieving financial freedom in retirement, E. Alan Fleischauer’s bestseller Reconfigurement™ reveals a roadmap guided by the Mantra, “Navigate, Customize, and Thrive.”

Advances in medicine, nutrition, and longevity planning now offer unparalleled possibilities to live longer, higher-quality lives. However, looming over this rosy image is a genuine concern: the financial ramifications of a longer retirement term. More alarming is that a sizable portion of the American populace is not harnessing their 401(k) retirement plans.

In light of this scenario, can traditional investment programs with fraying safety nets, such as pensions, remain viable? Reconfigurement combines the emotional fulfillment of making retirement dreams a reality with practical guidance that rejects the notion of a set retirement age of 65. This work’s personal tales and sound financial guidance entice readers away from the constraints of traditional retirement approaches.

Author Fleischauer integrates the needs of financial, professional, and retirement life to create a path for long-term stability and success.

Reconfigurement opens with an eye-opening examination of the unpleasant reality of money and its importance in our lives. It focuses on why budgeting is crucial in a society where success relies so heavily on personal finance. Practical advice and experiences follow to demonstrate the viability of preserving the capacity to earn.

After addressing the financial side, Reconfigurement moves on to the career aspect with a series of tests to assist readers in discovering what career would fit them best.

Continuing the journey, the book explains financial stability pillars that can help strengthen assets and ensure a fruitful retirement. It guides readers through the complexities of insurance, social security systems, and investment opportunities. Next follows the link between safeguarding one’s financial future through insurance and planning for retirement with a chapter on investment options.

The foundation of life, healthcare, takes center stage as Reconfigurement untangles the web of Medicare and Medicaid to safeguard one’s well-being across the years.

The specter of long-term care looms as the book addresses its issues and how to plan around them. Next comes guidance on securing a legacy for one’s posterity, focusing on wills, trusts, and the complexities of their legal and tax implications. This path to financial freedom finally carries into uncharted territory: education savings, budgeting skills, and charitable donations.

Reconfigurement delivers an in-depth account of the different aspects involved in preparing for and managing life transitions, both those hotly discussed and those concealed.

Case studies, practical counsel, and real-life examples serve to close the gap between theory and implementation. Also, the author concedes that the financial material may tire readers, so he endeavors to balance it with humor, anecdotes, and interactive components in a conversational tone.

Rather than aiming for ‘one-size-fits-all’, this book’s advice remains flexible for each reader’s unique situation.

Readers are encouraged to make decisions consistent with their goals, circumstances, and preferences. It is worth noting that Reconfigurement primarily targets the American audience in reflecting American financial standards and systems. However, its overarching financial planning concepts, emphasizing individual customization, assure its global applicability.

Reconfigurement by E. Alan Fleischauer won Grand Prize in the 2022 CIBA Harvey Chute Awards for Business & Finance Non-Fiction.

March 4, 2024
TAX MYTHBUSTERS: Don’t Fall Prey to the Tax Misconceptions by Lily Tran – Money Management, Taxes, Essays

Tax MythBusters: Don’t Fall Prey to the Tax Misconceptions, compiled by tax professional Lily Tran with essays by other financial, tax, and accounting professionals, gives valuable insight into the myths of what can and cannot be claimed as a deduction for small businesses and entrepreneurs.

This work provides tips and strategies to optimize tax planning and make the most of available deductions. As the foreword reminds the reader, “Knowledge is power when it comes to taxes,” adding that gaining a better understanding of the tax rules and regulations will allow you to “make smart financial decisions and protect yourself from unnecessary risks.”

The essays that make up this work are short, succinct, and to the point about the pitfalls and challenges that face small business owners, framing these dangers as “myths.”

Some of them are old myths disguised as new enticements, and Tran and her authors keep the reader wary about how fast money online works, the truth about influencer deductions, tax write-offs, and vehicle deductions. Knowing how these popular myths have transformed for the modern age is a must.

The more intensive essays focus on complex and misleading parts of the tax code. Highlights include understanding the rules around reporting losses on the stock market (capital losses), issues around hiring contractors over employees, and even working to understand common myths found on TikTok. There are even myths discussing even including how to deal with cryptocurrency transactions. A better understanding of this collection will help anyone with questions get started on the right track.

The essays in Tax MythBusters are both clear and comprehensive, offering knowledge that small business owners can use and understand comfortably.

This collection avoids complex equations that might put off those who are less math-oriented, instead focusing on sage advice. Staying down to earth, all the advice and warnings that these professionals impart can be taken to heart. The information provided by Lily Tran’s Tax MythBusters: Don’t Fall Prey to the Tax Misconceptions will be invaluable for those seeking tax clarity.

December 20, 2023
THE MONEY MAP: A Spiritual Guide for Financial Success by Kasey J. Claytor – Business Motivation & Improvement, Spirituality Self-Help, Money Management

“There is something magical about money—the way it appears and disappears, grows and shrinks, and, in a similar way of taming a hesitant wild horse, with calm assuredness and confidence, not only will you learn to control it, but you will find you can joyfully master it.” -Author Kasey J. Claytor

Claytor insists that every successful endeavor starts with an individual’s thinking and beliefs. She details this concept – and how to live with it in mind – in her new book, The Money Map: A Spiritual Guide for Financial Success.

From the onset of her business-oriented career, Claytor has drawn from her beliefs as she upholds financial success as a spiritual goal. In this volume, she takes the mystery out of money to show it as an extension of the mind, body, and spirit. Claytor ensures the beginning of an endearing journey toward clearer financial decision-making, investments, and goals by asking readers to identify the worries of their own ego and to eliminate unproductive ideas and actions.

Claytor offers insight on how one can change their thinking and behavior to allow the floodgates of abundance to open up, with solid advice for achieving undivided focus, intelligent poise, and a competent thought technique.

She asserts that everyone can step outside of themselves and hold the point of view of the observer. If one is mindful and aware of their present moment, they can move toward much-needed peace and confidence, allowing the growth of new ideas and productivity.

The route to monetary independence may appear too steep to ascend, but The Money Map will guide readers to the summit, one checkpoint at a time.

This book’s eye-opening revelations about the mindsets of affluent people and its secrets to what they carry inwardly, earn it must-read status in the business resources category.

The Money Map: A Spiritual Guide for Financial Success will provide readers with invaluable advice, standing beside such works as Spiral Dynamics by Dr. Don Edward Beck Ph. D., Map of the Scale of Consciousness by Dr. David Hawkins M.D. Ph. D., and Integral Psychology by Ken Wilbur. The Money Map will aid anyone in discovering the most beneficial path to financial success, regardless of their current situation.

September 13, 2023